Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.

Fixed-Rate

• Interest rate stays the same over the life of the mortgage

 

• Makes budgeting easier and more predictable

 

• Terms are available from 10 to 30 years

 

Adjustable Rate

• Initial rate is often lower than a traditional fixed-rate mortgage

 

• After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates